I am a postdoctoral researcher at the Brazilian School of Public and Business Administration (EBAPE/FGV), a lecturer at the Brazilian Institute of Capital Markets (IBMEC), and the manager of the Center for Banking and Finance Research in Rio (CBFR). My research interests fall within the areas of household finance, banking and financial intermediation, behavioral finance, and labor and finance. Previously to my academic career, I was an associate at PwC and EY.